Mortgage Resources
Mortgage Pre-Approval in Alberta: The Ultimate Guide in 2023
Introduction Welcome to the world of homeownership! At the Mortgage Centre, we are dedicated to helping you achieve your dreams of owning a home. One crucial step in this exciting journey is obtaining a mortgage pre-approval. In this comprehensive guide, we will walk...
3 reasons to use a mortgage broker
Why Use A Mortgage Broker? As Fort MacLeod mortgage professionals who have been helping people in the city and its surrounding areas find the perfect mortgage for years, our team is constantly asked numerous questions. Questions regarding what exactly we do...
Fixed vs Variable Mortgage Rates: Which One is Right for Canadians?
If you're in the market for a mortgage, you've likely come across the terms "fixed" and "variable" when it comes to interest rates. But what do these terms mean, and which one is right for you? In this article, we'll explore the differences between fixed and variable...
MORTGAGE PRE-APPROVAL VERSUS PRE-QUALIFICATION?
A mortgage pre-approval and pre-qualification are two terms that are often used interchangeably, but they actually refer to different stages of the mortgage application process. Understanding the difference between the two can help you make informed decisions when you...
Spring Cleaning Tips
While nobody enjoys Spring cleaning, we can all appreciate having a fresh home!
Happy New Year! What we look forward to in 2022
As we look at what is in store for us for 2022, we have a few fun things to share! From the Pantone of the Year to help you spruce up your home to housing market predictions and tips for improving your financial direction, let’s make 2022 your best year yet! Pantone...
Real Estate’s Double-Edged Sword
It’s easy to forget the power of leverage. With $100,000 of income, a creditworthy borrower can now qualify for almost three times the mortgage they did in the early 1980s. Decades of falling interest rates and expanding credit availability have made that possible,...
Increased HELOC use could lead to higher insolvencies: Equifax
Overall consumer debt now stands at $2.15 trillion High mortgage growth and low interest rates have resulted in greater uptake for home equity lines of credit (HELOC) — which could be problematic, warns Equifax Canada. The credit monitoring company’s most recent...
Money stress is no fun. Here are some great tips on keeping your stress about money at bay.
Financial stress can be debilitating. Take steps to regain control of your money, cope better, and get help with debt. Here’s how.
Working remotely across the country or outside of Canada? What that means for your taxes – National | Globalnews.ca
As provinces try to reopen their economies across the country and ease into the process allowing some businesses to bring back employees to the workplace, one unintended consequence of the COVID-19 pandemic may linger on for the foreseeable future. A vast...
Millennial Money – How to Handle Mixed Income Friendships – Tips for navigating a millennial’s financial well-being
Finally, as the country reopens, you’re likely seeing more of your friends. Out with the video chatting and in with the high-fiving, hugging and, well, spending.
Here’s how to reenter the world of socializing and spending while keeping friendships and finances intact.