by admin | Jul 15, 2026 | Mortgages
If your mortgage renewal date is approaching, it’s important not to leave it until the last minute. While missing your renewal date doesn’t usually mean your mortgage is immediately in default, it can limit your options and may end up costing you more in...
by admin | Jun 9, 2026 | Uncategorized
Summary: How does credit card debt affect mortgage approval? Credit card debt can affect your mortgage approval in Canada in two main ways. First, lenders include your monthly credit card payment when calculating your Total Debt Service ratio, which can reduce how...
by admin | May 20, 2026 | Uncategorized
Yes, you can still buy a home in Lethbridge with less than 20% down in 2026. In fact, many first-time buyers across Alberta purchase homes with much smaller down payments. While putting 20% down does have advantages, it is far from a requirement for most homebuyers....
by admin | Mar 18, 2026 | Uncategorized
Can You Use a Co-Signer for a Mortgage in 2026? Yes — in Alberta (and across Canada), you can still use a co-signer to qualify for a mortgage in 2026. In fact, it’s becoming more common as home prices and lending requirements continue to challenge first-time buyers....
by admin | Feb 12, 2026 | Mortgages
If you’re planning to move but still have time left on your mortgage term, you may have heard the term “porting your mortgage.” But what does it actually mean, and does it make sense in Alberta’s current market? Let’s break it down in plain English. What Does It...
