by admin | Oct 9, 2026 | Uncategorized
A higher mortgage payment at renewal can be stressful, but you usually have more options than simply accepting the first offer from your current lender. If your mortgage is coming up for renewal in Canada, this is a good time to review your rate, payment,...
by admin | Sep 11, 2026 | Uncategorized
Quick Answer If you and your spouse are separating, you usually have several options for the mortgage on your home. One person may keep the property and qualify for the mortgage on their own, the home may be sold, or the mortgage may be refinanced as part of the...
by admin | Aug 7, 2026 | Uncategorized
Summary: Yes, child support and spousal support may be considered income when applying for a mortgage in Canada, but acceptance depends on the lender and the applicant’s circumstances. Lenders typically want documentation showing the amount being received, the...
by admin | Jun 9, 2026 | Uncategorized
Summary: How does credit card debt affect mortgage approval? Credit card debt can affect your mortgage approval in Canada in two main ways. First, lenders include your monthly credit card payment when calculating your Total Debt Service ratio, which can reduce how...
by admin | May 20, 2026 | Uncategorized
Yes, you can still buy a home in Lethbridge with less than 20% down in 2026. In fact, many first-time buyers across Alberta purchase homes with much smaller down payments. While putting 20% down does have advantages, it is far from a requirement for most homebuyers....
by admin | Mar 18, 2026 | Uncategorized
Can You Use a Co-Signer for a Mortgage in 2026? Yes — in Alberta (and across Canada), you can still use a co-signer to qualify for a mortgage in 2026. In fact, it’s becoming more common as home prices and lending requirements continue to challenge first-time buyers....
