by admin | Jan 6, 2026 | Uncategorized
Buying your first home in 2026 comes with a new set of considerations. While some fundamentals of homeownership remain the same, the Canadian housing and mortgage landscape continues to evolve. From lending rules to buyer expectations, first-time purchasers need to be...
by admin | Dec 2, 2025 | Uncategorized
In Alberta, most mortgage pre-approvals in 2026 last between 90 and 120 days. Some lenders may offer shorter or longer holds, but the standard window is about three to four months before you need to renew or reapply. What a Mortgage Pre-Approval Actually Guarantees A...
by admin | Oct 20, 2025 | Uncategorized
For most Albertans, buying a home is one of the biggest financial decisions they’ll ever make. But a mortgage isn’t just a way to purchase property — it’s also a powerful financial tool that can shape your long-term goals, savings strategy, and overall financial...
by admin | Sep 15, 2025 | Uncategorized
Property taxes are annual fees that Canadian homeowners pay to their local municipality to fund essential community services such as schools, roads, policing, fire protection, parks, and waste collection. The amount you pay depends on two factors: the assessed value...
by admin | Aug 13, 2025 | Uncategorized
If you are buying your first home or you are purchasing a newly built home, you may now be eligible for an insured mortgage with a 30 year amortization. That extra five years can lower the payment compared to a 25 year schedule and improve your qualifying room, all...
by admin | Jul 25, 2025 | Uncategorized
Preparing to buy a home is an exciting milestone—but before you start house hunting, there’s one critical number you’ll want to improve: your credit score. A higher credit score not only increases your chances of being approved for a mortgage, but also helps you...
